Personal Loan
Tailor-made Personal Loans with low interest rates and flexible repayment terms. Loans are offered regardless of your type of income. TU free which means your credit score will not be affected.
Mortgages
Property Owners can apply for our Mortgage Loans, we offer high LTV first mortgage and second mortgage loans depending on your property’s status. Mortgage Loans are applicable to private housing, car parks and shops.
Loan Agreement
Loan Agreement is specially designed for properties under Home Ownership Scheme, title deed is not required to provide as collateral, experiencing fast and easy loan applications.
Remarks
In accordance with the Money Lenders Ordinance, the maximum annual interest rate does not exceed 48%.
The repayment period can be selected from a minimum of 3 months to a maximum of 180 months.
A brief description of the loan related fees is as follows for reference:
Loan amount: HK$10,000
12-month installment loan, monthly repayment amount is HK$875
Annual interest rate: 9%
Total repayment amount: HK$10,500
Total Interest of the loan: $500
